In recent years, insurance companies have raised the bar when it comes to homeowners insurance. Many companies will not issue homeowners insurance on homes 25 years or older without a 4 point home inspection. If you are in the market for homeowners insurance in the northwest Houston area, call Magnolia Home Inspection Services. We will quickly schedule a 4 point inspection and produce a same-day report for your insurance company.
What Is a 4 Point Inspection?
A 4 point home inspection focuses on four main areas of the home: the roof, HVAC, electrical systems, and plumbing systems. Essentially, a 4 point inspection provides a snapshot of the condition of each of these components of the home.
Why Do I Need a 4 Point Inspection?
Insurance companies know that older homes come with greater liabilities. As such, many companies require a 4 point inspection to assess the condition of the home’s major (and most expensive) components. This prevents insurance companies from reimbursing homeowners for damage sustained to an old, damaged roof, for example. If any of the four major components of the home are in poor condition or need updating, they could fail and cause major damage to the home. Therefore, insurance companies often refuse to cover these homes until the systems have been updated or replaced.
Can I Submit a Home Inspection Report Instead?
Most insurance companies require applicants to submit a separate 4 point inspection form. Rather than sifting through a lengthy report detailing the condition of the entire home, insurance companies want a clean and simple 4 point inspection form. At Magnolia, we provide detailed, same-day reports with photos and videos of our findings.
Why Use Magnolia?
Magnolia is proud to be considered the one-stop shop for all of your home inspection needs. In addition to 4 point inspections, we also provide new home construction inspections, termite inspections, house elevation plot, thermal imaging, pool and spa inspections, well and septic inspections, and more. We are so confident in our services that we offer a 200% money-back guarantee. To request a quote, contact us today at (832) 303-8048.